@font-face{font-family:"Piazzolla";src:url(/f/piazzolla-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Piazzolla";src:url(/f/piazzolla-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Proza Libre";src:url(/f/proza-libre-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Proza Libre";src:url(/f/proza-libre-500.woff2) format("woff2");font-weight:500;font-style:normal;font-display:swap}
*,*::before,*::after{box-sizing:border-box}
html{font-size:18px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Proza Libre",Georgia,serif;font-size:1rem;line-height:1.6}
img{max-width:100%;height:auto}
h1,h2,h3{font-family:"Piazzolla",Georgia,serif;font-weight:700;line-height:1.2;text-wrap:balance;margin:0 0 .6rem}
h1{font-size:1.75rem}
h2{font-size:1.45rem;margin-top:2.2rem}
h3{font-size:1.1rem;font-weight:600;margin-top:1.4rem}
p,ul,ol,table,dl{margin:0 0 1rem}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.measure{max-width:44rem}
.skip{position:absolute;left:-999px;top:0}
.skip:focus{left:12px;top:12px;z-index:50;padding:8px 12px}
.bar{position:relative;z-index:20}
.bar-in{display:flex;align-items:center;gap:20px;min-height:64px}
.brand{display:flex;align-items:center;flex:none}
.brand img{height:36px;width:auto;display:block}
.nav{margin-left:auto;display:flex;align-items:center;gap:14px}
.nav-list{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.nav-list>li{position:relative}
.nav-list a,.drop-btn{display:inline-flex;align-items:center;min-height:44px;padding:0 10px;font:inherit;font-weight:500}
.drop-btn{background:none;border:0;cursor:pointer}
.drop-btn::after{content:"";width:7px;height:7px;margin-left:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-2px) rotate(45deg)}
.drop{position:absolute;left:0;top:100%;min-width:20rem;padding:10px 0;display:none;z-index:30}
.drop::before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
.drop ul{list-style:none;margin:0;padding:0}
.drop a{display:flex;min-height:40px;padding:6px 18px;width:100%}
.has-drop:not(.shut):hover>.drop,.has-drop.open>.drop,.has-drop:not(.shut):focus-within>.drop{display:block}
.prefs{display:flex;gap:4px;flex:none}
.pref{min-width:44px;min-height:44px;padding:0 8px;font:inherit;font-weight:500;cursor:pointer}
.menu-btn{display:none;min-height:44px;padding:0 14px;font:inherit;font-weight:500;margin-left:auto;cursor:pointer}
main{display:block;padding-bottom:3rem}
.page-head{padding:2rem 0 .5rem}
.page-head .sub{font-size:1.1rem;max-width:44rem;margin-bottom:1.2rem}
.facts{display:flex;flex-wrap:wrap;gap:2px;margin:0 0 1.5rem;padding:0;list-style:none}
.facts li{flex:1 1 12rem;padding:14px 18px}
.facts b{display:block;font-family:"Piazzolla",Georgia,serif;font-weight:700;font-size:1.6rem;line-height:1.15}
.facts span{display:block;font-size:.9rem}
.toc{padding:14px 18px;margin:0 0 1.5rem;max-width:44rem}
.toc p{margin:0 0 .4rem;font-weight:500}
.toc ol{columns:2;column-gap:2rem;margin:0;padding-left:1.2rem}
.toc li{break-inside:avoid;margin-bottom:.25rem}
.prose{max-width:44rem}
.prose li{margin-bottom:.35rem}
.tbl{overflow-x:auto;margin:0 0 1.2rem;max-width:100%}
.tbl table{border-collapse:collapse;width:100%;margin:0;font-size:.95rem}
.tbl th,.tbl td{text-align:left;padding:9px 12px;vertical-align:top}
.tbl td.n,.tbl th.n{text-align:right;white-space:nowrap}
.tbl caption{text-align:left;padding:0 0 .5rem;font-size:.9rem}
.ask{list-style:none;padding:0;margin:0;counter-reset:ask;max-width:44rem}
.ask li{counter-increment:ask;position:relative;padding-left:3rem;margin-bottom:1.4rem}
.ask li::before{content:counter(ask);position:absolute;left:0;top:-2px;width:2.1rem;height:2.1rem;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:"Piazzolla",Georgia,serif;font-weight:700}
.ask h3{margin:0 0 .3rem;font-size:1.05rem}
.ask p{margin:0}
.chart{margin:1.4rem 0 1.6rem;max-width:44rem}
.chart svg{display:block;width:100%;height:auto}
.chart-narrow{max-width:32rem}
.legend{display:flex;flex-wrap:wrap;gap:16px;font-size:.88rem;margin:.5rem 0 0;padding:0;list-style:none}
.legend i{display:inline-block;width:22px;height:0;vertical-align:middle;margin-right:6px}
.sheet{margin-top:14px;padding:0}
.sheet-head{padding:20px 24px 14px}
.sheet-head h1{margin:0 0 .3rem}
.sheet-head .sub{margin:0;max-width:44rem}
.sheet-grid{display:grid;grid-template-columns:400px 1fr}
.sheet-in{padding:20px 24px 24px}
.sheet-out{padding:20px 24px 24px;min-height:16rem}
.field{margin:0 0 16px}
.field label,.field .lab{display:flex;align-items:flex-end;min-height:40px;font-weight:500;margin-bottom:4px}
.field .hint{display:block;font-size:.85rem;margin-top:4px}
.box{display:flex;align-items:stretch}
.box .unit{display:flex;align-items:center;padding:0 12px;font-weight:500}
.box input{flex:1;min-width:0;min-height:56px;padding:0 14px;font:inherit;font-size:1.2rem}
.more{margin-top:6px}
.more summary{cursor:pointer;min-height:44px;display:flex;align-items:center;font-weight:500}
.more-in{padding-top:10px}
.seg{display:flex;gap:0;margin:0;padding:0;border:0}
.seg legend{font-weight:500;margin-bottom:6px;padding:0}
.seg label{flex:1;display:flex;align-items:center;justify-content:center;min-height:48px;cursor:pointer;font-weight:500}
.seg input{position:absolute;opacity:0;width:1px;height:1px}
.empty{font-size:1.05rem;margin:0;padding:8px 0}
.band{display:flex;flex-wrap:wrap;gap:8px 28px;padding:16px 20px;margin-bottom:14px}
.band span{display:block;font-size:.92rem}
.band strong{display:block;font-family:"Piazzolla",Georgia,serif;font-weight:700;font-size:2.4rem;line-height:1.1}
.band .second strong{font-size:1.6rem;margin-top:.5rem}
.say{font-size:1.05rem;margin-bottom:14px}
.lines{margin:0 0 14px;padding:0}
.lines div{display:flex;justify-content:space-between;gap:16px;padding:8px 0}
.lines dt{margin:0}
.lines dt small{display:block;font-size:.82rem}
.lines dd{margin:0;text-align:right;white-space:nowrap;font-weight:500}
.lines .tot{padding:10px 12px;font-weight:700}
.flag{padding:10px 14px;margin:0 0 12px}
.ways{width:100%;border-collapse:collapse;margin:4px 0 14px;font-size:.95rem}
.ways th,.ways td{text-align:left;padding:8px 6px}
.ways td.n{text-align:right;white-space:nowrap}
.keep{font-size:.88rem;margin:0}
.keep li{margin-bottom:.25rem}
.below{padding-top:1.2rem}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:1rem 0}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;font:inherit;font-weight:500;cursor:pointer}
.finder{display:grid;grid-template-columns:repeat(2,minmax(0,14rem)) 1fr;gap:16px 24px;align-items:end;padding:20px 24px;margin:0 0 1.5rem}
.finder .out{padding:12px 18px;min-height:4.2rem;display:flex;align-items:center;flex-wrap:wrap;font-size:1.15rem}
.finder .out strong{font-family:"Piazzolla",Georgia,serif;font-size:2rem;margin-left:10px}
.grid-wrap{overflow:auto;max-height:70vh;margin:0 0 1rem}
.grid-wrap table{border-collapse:separate;border-spacing:0;font-size:.85rem}
.grid-wrap th,.grid-wrap td{padding:5px 8px;text-align:right;white-space:nowrap}
.grid-wrap thead th{position:sticky;top:0;z-index:2}
.grid-wrap tbody th{position:sticky;left:0;z-index:1}
.grid-wrap thead th:first-child{left:0;z-index:3}
.dl{font-size:.92rem}
.lender{position:relative;display:flex;align-items:center;min-height:36px}
.lender-logo img{display:block;width:128px;height:36px;object-fit:contain;object-position:left center}
.lender-name{white-space:nowrap}
.lender-txt{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.lender .badge{display:inline-flex;align-items:center;height:26px;padding:0 8px;font-size:.75rem;font-weight:500;flex:none}
.lh{display:flex;align-items:center;gap:14px;margin-top:2.2rem}
.lh img{height:34px;width:auto;max-width:150px;object-fit:contain}
.lh h2{margin:0}
.states{columns:3 14rem;column-gap:2rem;padding:0;list-style:none;margin:0 0 1.5rem}
.states li{break-inside:avoid;padding:6px 0;display:flex;justify-content:space-between;gap:10px}
.code{overflow-x:auto;padding:14px 16px;font-size:.85rem;line-height:1.5;margin:0 0 1rem;white-space:pre-wrap;word-break:break-all}
.foot{padding:28px 0 36px;font-size:.9rem}
.foot-hud{margin:0 0 18px;max-width:52rem}
.foot-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:20px 28px;margin-bottom:18px}
.foot-h{font-weight:500;margin:0 0 .4rem}
.foot-col ul{list-style:none;margin:0;padding:0}
.foot-col li{line-height:1.9}
.foot-legal{display:flex;flex-wrap:wrap;gap:6px 18px;margin:0}
@media (max-width:980px){
 .menu-btn{display:inline-flex;align-items:center}
 .nav{position:absolute;left:0;right:0;top:100%;display:none;margin:0}
 .nav.open{display:block}
 .nav-list{flex-direction:column;align-items:stretch;padding:8px 20px 16px}
 .nav-list a,.drop-btn{width:100%;min-height:48px}
 .drop{position:static;min-width:0;padding:0 0 0 12px}
 .drop::before{display:none}
 .prefs{padding:0 20px 16px}
}
@media (max-width:860px){
 .sheet-grid{grid-template-columns:minmax(0,1fr)}
 .sheet-out,.core{min-width:0}
 .sheet-in{display:contents}
 .core{order:1;padding:20px 20px 4px}
 .sheet-out{order:2;padding:16px 20px;min-height:0}
 .more{order:3;padding:0 20px 20px;margin:0}
 .finder{grid-template-columns:minmax(0,1fr)}
 .finder .out{grid-column:1/-1;min-height:0}
 .foot-cols{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
 h1{font-size:1.4rem}
 h2{font-size:1.25rem}
 .bar-in{gap:10px}
 .brand img{height:30px}
 .toc ol{columns:1}
 .band strong{font-size:2rem}
 .facts li{flex-basis:45%}
 .wrap{padding:0 16px}
}
.measure-wide{max-width:50rem}
.prose h2{scroll-margin-top:1rem}
.tbl{overflow-x:auto;margin:0 0 1.4rem;max-width:100%}
.tbl table{width:100%;border-collapse:collapse;margin:0}
.ways-d{margin:0 0 12px;border-top:2px solid var(--hc-rule)}
.ways-d summary{cursor:pointer;min-height:44px;display:flex;align-items:center;font-weight:500;color:var(--claret)}
.ways td.n{white-space:normal}
.dl{margin-top:1.4rem}
html.embed .bar,html.embed .foot,html.embed .below,html.embed .skip{display:none}
html.embed .sheet{margin-top:0}
@media (max-width:560px){.lender{min-height:30px}.lender-logo img{width:100px;height:30px}}
@media (max-width:560px){.tbl table{font-size:.8rem}.tbl th,.tbl td{padding:6px 4px;overflow-wrap:normal;word-break:normal}.tbl td.n{white-space:nowrap}.tbl th.n{white-space:normal}.tbl td:not(.n){overflow-wrap:anywhere}.tbl .lender-name{white-space:normal;overflow-wrap:normal}}