Reverse mortgage in Kansas
HUD's own loan records cover the lenders, loan locations and counselors serving Kansas.
- In one year, 107 HECMs closed in Kansas
- The Median home value counted by HUD was $293,000
- Most HECMs in Kansas came from Longbridge Financial (36)
At 38th of the 50 states and DC, Kansas closed 107 reverse mortgages between September 2025 and August 2026, 0.4% of the 24,529 recorded nationwide in HUD's HECM data.
Among these loans, 15 funded home purchases with a HECM for Purchase, while 2 refinanced an older one.
Kansas HECMs compared with national figures
The final two rows come from the calculator.
| Kansas | Against all HECMs | |
|---|---|---|
| HECMs closed | 107 | 0.4% of all 24,529 |
| Median home value counted | $293,000 | $147,000 less |
| Median principal limit | $124,830 | $69,342 less |
| Principal limit as a share of value | 41.9% | 1.5 points lower |
| Median expected rate | 5.875% | the same |
| HECM for Purchase | 14% | 8.5 points higher |
| Refinanced HECMs | 1.9% | 9 points lower |
| Lenders with a loan here | 12 | of 34 nationwide |
| Amount left after costs at age 70 for a median home with no mortgage | $98,808 | $52,732 less |
| Usable in the first year at age 70 | $53,569 | $30,035 less |
Kansas HECM lenders ranked by loan count
HECMs in Kansas were sponsored by 12 lenders. Together, the top three lenders made 78 of the 107 loans (73%): Longbridge Financial, Mutual of Omaha Mortgage and Finance of America Reverse. Look at the national ranking for a comparison.
| Rank | Lender | HECMs | Share |
|---|---|---|---|
| 1 | Longbridge Financial | 36 | 33.6% |
| 2 |  | 23 | 21.5% |
| 3 | Finance of America Reverse | 19 | 17.8% |
| 4 | Traditional Mortgage Acceptance Corporation | 13 | 12.1% |
| 5 |  | 8 | 7.5% |
| 6 |  | 2 | 1.9% |
| 7 | PHH Mortgage | 1 | 0.9% |
| 8 | MCM Holdings | 1 | 0.9% |
| 9 | Plaza Home Mortgage | 1 | 0.9% |
| 10 | Guild Mortgage | 1 | 0.9% |
HECMs in Kansas originated by local lenders and brokers
Kansas HECM applications were taken by 23 companies. Setting aside the national lenders, American Mortgage Bank (12) and Loandepot.com (3) did the most. Movement Mortgage (2), New American Funding (2) and Community First National Bank (2) came next. West Capital Lending (1), Trusted American Mortgage (1) and Watermark Capital (1) followed them. These counts are of the company that originated each loan, while the ranking above counts the lender that sponsored it, so the two lists are not comparable.
The Kansas places where HECMs were made
Sedgwick followed Johnson County, with 23 loans compared with 34 of the 107. Wichita (19), Overland Park (11), Kansas City (6), Olathe (6) and Lenexa (4) were the cities with the most. City names are the mailing city on each HUD record and can reach into nearby counties, so a city's count need not match the county table.
| County | HECMs | Share |
|---|---|---|
| Johnson | 34 | 31.8% |
| Sedgwick | 23 | 21.5% |
| Wyandotte | 6 | 5.6% |
| Shawnee | 5 | 4.7% |
| Douglas | 3 | 2.8% |
| Montgomery | 3 | 2.8% |
Kansas HUD-approved reverse mortgage counselors
For Kansas, HUD shows 1 reverse mortgage counseling agency based there. HUD's counselor search lists their phone numbers.
| City | Agency | How they counsel | Languages |
|---|---|---|---|
| Wichita, KS | Cambridge Credit Counseling Corporation - Wichita Branch | phone, in person, video, online, group | English |
Property tax relief for older homeowners in the state of Kansas
In Kansas, SAFESR pays back 75% of the property tax you paid on your home if you met three requirements. You were at least 65 years old throughout 2025, your household income was $25,380 or less and the home was valued at $350,000 or less. Kansas Department of Revenue, senior property tax relief page.
Who oversees reverse mortgage lenders in Kansas
In Kansas, the Consumer & Mortgage Lending Division oversees lenders and brokers of mortgages, and both must hold a Mortgage Company License. Applications/Forms, Kansas Office of the State Bank Commissioner.
Data come from the HUD HECM portfolio snapshot, covering September 2025 through August 2026. Every state.