Reverse mortgage in New Hampshire
HUD's own loan records show who lends in New Hampshire, where the loans go and who counsels there.
- In one year, 121 HECMs closed in New Hampshire
- The Median home value counted by HUD: $500,000
- Longbridge Financial led with the most HECMs in New Hampshire (36)
HUD's HECM data records 121 closed reverse mortgages in New Hampshire between September 2025 and August 2026, 0.5% of the 24,529 loans nationwide, placing it 37th of the 50 states and DC.
Within that group, 1 bought a home using a HECM for Purchase, 21 refinanced a previous HECM and 2 reached the $1,249,125 value cap.
How New Hampshire HECMs compare with the national numbers
Those final two rows come from the calculator.
| New Hampshire | Against all HECMs | |
|---|---|---|
| HECMs closed | 121 | 0.5% of all 24,529 |
| Median home value counted | $500,000 | $60,000 more |
| Median principal limit | $224,825 | $30,653 more |
| Principal limit as a share of value | 43.3% | 0.1 points lower |
| Median expected rate | 5.75% | 0.125 points lower |
| HECM for Purchase | 0.8% | 4.7 points lower |
| Refinanced HECMs | 17.4% | 6.5 points higher |
| Lenders with a loan here | 10 | of 34 nationwide |
| Median home, no mortgage, age 70: amount left after costs | $173,500 | $21,960 more |
| Usable in the first year at age 70 | $96,300 | $12,696 more |
New Hampshire HECM lenders ranked by loans
In New Hampshire, 10 lenders sponsored HECMs. Three lenders at the top, Longbridge Financial, Mutual of Omaha Mortgage and Finance of America Reverse, wrote 87 of the 121 loans (72%). Compare this with the national ranking.
| Rank | Lender | HECMs | Share |
|---|---|---|---|
| 1 | Longbridge Financial | 36 | 29.8% |
| 2 |  | 26 | 21.5% |
| 3 | Finance of America Reverse | 25 | 20.7% |
| 4 | Traditional Mortgage Acceptance Corporation | 21 | 17.4% |
| 5 | PHH Mortgage | 4 | 3.3% |
| 6 | High Tech Lending | 3 | 2.5% |
| 7 | Guild Mortgage | 2 | 1.7% |
| 8 |  | 2 | 1.7% |
| 9 |  | 1 | 0.8% |
| 10 |  | 1 | 0.8% |
Who originated HECMs in New Hampshire: local lenders and brokers
New Hampshire HECM applications went to 25 companies. The firms with the most originations, apart from the national names already listed, were Atlantic Avenue Mortgage (15), Bookend Lending (8), Meredith Village Savings Bank (3), Carrington Mortgage Services (3), Loandepot.com (2), West Capital Lending (1), Waterstone Mortgage (1) and Texana Bank (1). These counts are of the company that originated each loan, while the ranking above counts the lender that sponsored it, so the two lists are not comparable.
New Hampshire HECMs by location
Rockingham recorded 31 of the 121 loans, but Hillsborough County led the state with the same 31. Cities with the highest counts: Manchester (9), Derry (4), Hampton (4), Windham (4) and Nashua (4). City names are the mailing city on each HUD record and can reach into nearby counties, so a city's count need not match the county table.
| County | HECMs | Share |
|---|---|---|
| Hillsborough | 31 | 25.6% |
| Rockingham | 31 | 25.6% |
| Merrimack | 13 | 10.7% |
| Belknap | 10 | 8.3% |
| Strafford | 9 | 7.4% |
| Cheshire | 8 | 6.6% |
New Hampshire HUD-approved reverse mortgage counselors
Every agency on HUD's counselor list is based somewhere other than New Hampshire. Before you apply, the session is still required: HUD's counselor search lists agencies that advise by phone or video.
New Hampshire property tax relief for older homeowners
An Elderly Exemption may apply to older homeowners in Concord, New Hampshire; no age, income limit or exemption amount is given here. Elderly Exemption | Concord, NH - Official Website
Who oversees reverse mortgage lenders in New Hampshire
Mortgage bankers and brokers are licensed by the New Hampshire Banking Department. Mortgage Bankers, Brokers, Servicers, Originators | New Hampshire Banking Department
These numbers come from the HUD HECM portfolio snapshot for the period September 2025 to August 2026. All states.